Finance with a forward view

Financial modeling, financial planning and analysis, valuation, and data analytics to help you understand performance, strengthen profitability, and make sound decisions on growth, funding, and value.

Discuss your businessExplore solutions
Clear insights. Practical plans. Better-informed decisions.
Your business Plan withconfidence.Budgets. Forecasts. Cash flow. Explore service
Connect the numbers.See what comes next.

What we help you do

Make your next decision
a better-informed one.

Every business generates data. Very few turn it into a decision.

Financial Planning and AnalysisPlan & manage performance

Build a plan.
Keep it relevant.

Turn business priorities into financial plans, keep forecasts current, and understand what is changing against your goals.

  • Annual budgets & rolling forecasts
  • Cash-flow & working-capital planning
  • Actual-versus-budget & variance analysis
  • Financial statement & ratio analysis
  • Performance reporting & KPI reviews
More ways we help
  • Profitability, liquidity, efficiency, leverage & coverage ratios
  • Historical trends & common-size statement analysis
  • Revenue, expense & profitability planning
  • Headcount, capital expenditure & resource plans
  • Scenario planning & forecast sensitivities
  • Long-term financial planning & funding needs
  • Management reviews & decision support
Explore planning support
Financial ModelingEvaluate your next move

See the financial
impact before you act.

Connect your operating plans, investment decisions, and funding needs in a model built around the question your business needs to answer.

  • Three-statement models: income statement, balance sheet & cash flow
  • Revenue, cost & operating forecasts
  • Cash-flow, working-capital & funding models
  • Scenario, sensitivity & break-even analysis
  • Investment returns: NPV, IRR & payback
More ways we help
  • Capital expenditure & depreciation schedules
  • Debt, interest & repayment schedules
  • Expansion, acquisition & project feasibility models
  • Financial ratios & model consistency checks
  • Budget-linked projections & fundraising models
Explore modeling support
Financial ValuationsUnderstand business value

Know what drives
the value of your business.

Develop a reasoned view of value, with a clear explanation of the financial expectations and risks behind it.

  • Discounted cash-flow valuation
  • Comparable company & market-multiple analysis
  • Precedent transaction analysis
  • Enterprise value & equity value assessment
  • Valuation sensitivity & value-driver analysis
More ways we help
  • Asset-based business valuation
  • Cost of capital & discount-rate assessment
  • Terminal value & long-term growth analysis
  • Business, project & investment valuation
  • Valuation ranges & clear supporting explanations
Explore valuation support
Data AnalyticsUnderstand performance

Find the story.
Decide what to do next.

Connect financial and operational data to the reasons revenue, margins, costs, and cash are changing.

  • Revenue, cost, margin & profitability analysis
  • Product, customer, channel & location performance
  • Trends, seasonality & root-cause analysis
  • Pricing, sales mix & unit-economics analysis
  • KPI design & business performance reporting
More ways we help
  • Data cleaning, validation & consolidation
  • Inventory, receivables & payables analysis
  • Customer retention & cohort analysis
  • Data visualisation & management summaries
  • Reporting automation & repeatable analysis
Explore analytics support

Our expertise

Four connected services.
One clearer view.

Financial planning sets the direction. Financial modeling tests the options. Valuations clarify value. Data analytics explains performance.

Financial Planning and Analysis

A plan for the future.
A way to stay
on course.

Build budgets and forecasts around the drivers of your business. We connect financial models and performance data to help you manage cash, review results, and keep plans relevant.

Discuss financial planning

Budgeting & financial planning

Set revenue, spending, and resource budgets around business priorities, with a clear plan for the period ahead.

Rolling forecasts & growth planning

Refresh the financial outlook as results and business conditions change, helping you prepare for different growth paths.

Cash-flow & working-capital planning

Plan cash receipts and payments, assess funding needs, and understand the effect of collections, inventory, and supplier terms.

Performance reporting & variance analysis

Compare results with budgets, explain the gaps, and focus management reviews on the measures that matter.

Profitability & cost analysis

Understand where profit is earned, what drives costs, and which areas deserve closer attention.

Investment & resource planning

Evaluate the financial impact of hiring, expansion, and capital spending to support decisions about where resources go.

Practical deliverables

Budgets·Cash-flow forecasts·Performance reviews·Decision support

Start with your question

What is your business
working through?

The right starting point is the decision you need to make.

Sales are growing. Why isn’t profit?

We examine pricing, sales mix, direct costs, and overheads to help explain the pressure on margins.

Can we afford to grow?

We connect investment needs, operating plans, and funding to assess the financial demands of expansion.

Why is cash tighter than expected?

We look at collections, inventory, payments, and investment to understand how money moves through your business.

What should change when results miss plan?

Financial planning and analysis helps explain performance gaps, refresh the outlook, and frame the options for management action.

Are our prices covering costs and delivering enough profit?

We review pricing, discounts, costs, and break-even levels to show how different pricing choices could affect margins and profit.

Which products or customers are really making us money?

We compare revenue with direct costs and the cost to serve, helping you identify profitable relationships and areas that need attention.

Will this investment pay for itself?

We model the upfront cost, future cash flows, payback period, and potential returns, then test how the outcome changes under different scenarios.

What is our business worth, and what could increase its value?

We assess cash flows, growth expectations, risks, and market comparisons to explain a range of value and the factors that drive it.

How we work

A clear path
from a question
to a decision.

The same four steps every time, so you always know what is happening and why.

  1. Step 01

    Understand

    We start with the decision you are facing and agree what a useful answer looks like, before anyone opens a spreadsheet.

    • Discovery call
    • Scope agreed
    • Written proposal
  2. Step 02

    Analyse

    We review your financial data, check that it is reliable, and agree the key assumptions with you.

    • Data review
    • Assumptions documented
    • Gaps flagged early
  3. Step 03

    Build

    We develop the budget, model, valuation, report or dashboard with a clean structure and inputs kept visible.

    • Linked, auditable work
    • Scenarios tested
    • Quality checks
  4. Step 04

    Outcome

    We walk you through the results, connect the findings to practical next steps, and hand over work your team can use.

    • Findings walkthrough
    • Clear next steps
    • Handover & support

Who we work with

Built for businesses
at every stage.

From a first financial plan to major growth decisions, our work adapts to your priorities, your team, and the questions in front of you.

Startups & founders

Turn a business plan into projections that investors and lenders can test and understand.

  • Investor models
  • First budget
  • Funding plans

Growing businesses

Keep growth profitable and funded, with planning and reporting that keep pace.

  • Budgets
  • Cash planning
  • Performance analysis

Established companies

Sharpen performance, test major investments, and understand what drives value.

  • Valuations
  • Investment decisions
  • Profitability

CFOs & CFO firms

Extend your team’s capacity with financial models, valuations, planning, and data analysis built around your priorities.

  • Project support
  • Model reviews
  • Decision support
The LedgerX approach

Clear thinking.
Connected expertise.
Practical direction.

Business context firstClear communicationConfidential handling

Why LedgerX

Finance expertise.
A business perspective.

Led by Swapnil Choksi, LedgerX brings together financial planning and analysis, financial modeling, valuations, and data analytics to help you understand the business and decide what comes next.

Every engagement starts with a business question. We connect the relevant information, explain what the findings mean, and help you evaluate practical options for growth, profitability, and cash management.

Let’s find your starting point

A better view
starts with a
conversation.

Tell us what you want to understand, plan, or evaluate.

ledgerx@svapnilchoksi.in

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